You never know when a storm is going to sweep through your neighborhood and leave something of itself behind. Thankfully, there are ways to both minimize and repair the damage, so you don’t have to permanently live in a home that looks like it was hit by a hurricane. Here are just a few suggestions for moving forward.
- Evaluate Your Property
First things first: How much damage did the storm do? Take a walk around your property with a critical eye. Look at things like shutters, shingles, rain gutters and outdoor power units. Make sure that no tree branches have caused damage to your exterior walls or windows. Examine both the front and back yard, and test the driveway with your feet before your car.
- File a Claim
Talk to your insurance company as soon as you know what kind of damage was dealt by the storm. Send them pictures and give them detailed descriptions. They’re the ones who will determine what kind of coverage that you have and what kind of compensation that you’ll get, so it’s important that they have all of the facts.
- Hold Off on Major Repairs
Don’t make any big remodeling decisions without the approval of your insurance company. You don’t want to spend hundreds of dollars on clean-up only to be told that it isn’t covered by your policy! Go ahead and fix minor things or things that will only get worse if you leave them alone, but if the repairs are non-essential, put them on hold. Wait for your insurance company.
- Hire the Right Contractors
Storm damage services can be a big help when you’re trying to get your home back to normal. You’ll need to be careful about vetting them, however, because there are a lot of scam artists out there. Ask for information about their licenses and certifications. Look up their online reviews and see what previous customers have to say about them. Make sure that they’re a genuinely reputable and helpful service.
These are just a few tips for minimizing storm damage to your home. There’s no time to waste, especially if there’s something wrong with a critical area like the roof, so don’t delay. It might take awhile for your insurance company to get back to you, and you want to be ready to spring into action as soon as they give you the go-ahead.